Do I have to Use My Insurance Company’s Preferred Vendor?

 If you’ve recently suffered extensive damage to your home or office due to a natural disaster, a flood or a fire, it may seem that there are swarms of people trying to give you advice. Chief among these is usually your insurance agent. While most of the help and advice is well-meaning, it can be difficult to sort out what steps you should take to get your house or office back into livable shape as soon as possible.

Do You Have To Use Your Insurance Company’s Suggested Contractor?

One of the questions most people have when faced with a cleanup from a fire or flood is whether they have to use the clean-up company that the insurance company recommends or if they can choose one of the other fire and water damage restoration companies in their area. The short answer is that NO, you usually don’t have to hire the company that the insurance company recommends. However, there may be some good reasons to hire this company as well as some good reasons to hire one of the other fire and water damage restoration companies.

Reasons to Hire A Preferred Contractor

Among the best reasons for hiring one of the fire and water damage restoration companies that your insurance company recommends is that you know the company already has a good working relationship with your insurance company. Presumably, the work will get done quickly and efficiently since the company won’t want to damage their reputation with the insurance company. In addition, there is an implied endorsement by the insurance company that the company they recommend is reliable and will do quality work.

Reasons to Hire Your Own Contractor

There are also a few reasons to opt to hire one of the other fire and water restoration companies. A contractor endorsed by the insurance company may be hesitant to oppose the recommendations of the insurance company for fear of jeopardizing that relationship. In addition, you don’t really know the extent of the relationship between the insurance company and the contractor. They may have worked together for years or the adjuster may have just pulled the company’s name from the telephone book, giving you a false sense of security.

Restoration Contractor in The Gulf Coast Region

In the end, the decision of which of the many fire and water damage restoration companies you work with lies with you the property owner. After all, you’re the person who’ll have to live with the contractor’s work for years to come.

At Action Restoration, we take a great deal of pride in providing fast, reliable, and affordable restoration services for residential, commercial, industrial, and government customers. With more than 100 full time employees and the most advanced restoration equipment available, we have the tools and expertise necessary to tackle any job. 

If you need restoration work in the Gulf Coast region, contact us today! We will provide you with a thorough estimate and even help you submit the necessary paperwork to your insurance company. Don’t let the insurance company push you into making a decision that isn’t in your best interest–get additional quotes from contractors outside of their preferred network.

(800) 760-9081

Sidebar Form